InsiderClue
Stocks · Financials · State Commercial Banks

QNB CORP.

QNBC Clue Score58
United States Fiscal year ends December CIK 0000750558
$46.25 +0.22% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $46.25 +28.12% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income8.9EPS, diluted2.63Fiscal year 2017Net income8.3 −7.1%EPS, diluted2.41 −8.4%Fiscal year 2018Net income11.3 +36.7%EPS, diluted3.25 +34.9%Fiscal year 2019Net income12.4 +9.0%EPS, diluted3.53 +8.6%Fiscal year 2020Net income12.1 −2.2%EPS, diluted3.42 −3.1%Fiscal year 2021Net income16.5 +36.5%EPS, diluted4.64 +35.7%Fiscal year 2022Net income15.9 −3.5%EPS, diluted4.47 −3.7%Fiscal year 2023Net income9.5 −40.4%EPS, diluted2.63 −41.2%Fiscal year 2024Net income11.4 +20.7%EPS, diluted3.12 +18.6%Fiscal year 2025Net income14.1 +23.1%EPS, diluted3.78 +21.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 8.9 8.3 11.3 12.4 12.1 16.5 15.9 9.5 11.4 14.1
Growth −7.1% +36.7% +9.0% −2.2% +36.5% −3.5% −40.4% +20.7% +23.1%
EPS, diluted 2.63 2.41 3.25 3.53 3.42 4.64 4.47 2.63 3.12 3.78
Growth −8.4% +34.9% +8.6% −3.1% +35.7% −3.7% −41.2% +18.6% +21.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow11.3Dividends paid−3.6Fiscal year 2017Operating cash flow16.2Dividends paid−3.7Fiscal year 2018Operating cash flow16.7Dividends paid−3.9Fiscal year 2019Operating cash flow13.9Dividends paid−4.1Fiscal year 2020Operating cash flow7.6Dividends paid−4.2Fiscal year 2021Operating cash flow30.4Dividends paid−4.4Fiscal year 2022Operating cash flow16.8Dividends paid−4.5Fiscal year 2023Operating cash flow14.5Dividends paid−4.7Fiscal year 2024Operating cash flow16.2Dividends paid−4.8Fiscal year 2025Operating cash flow16.6Dividends paid−5.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 11.3 16.2 16.7 13.9 7.6 30.4 16.8 14.5 16.2 16.6
Dividends paid −3.6 −3.7 −3.9 −4.1 −4.2 −4.4 −4.5 −4.7 −4.8 −5.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash10.7Shareholders’ equity93.6Fiscal year 2017Cash16.3Shareholders’ equity98.6Fiscal year 2018Cash13.5Shareholders’ equity104.3Fiscal year 2019Cash17.6Shareholders’ equity120.7Fiscal year 2020Cash39.3Total debt10.0Net cash (debt)29.3Shareholders’ equity134.4Debt to equity0.07Fiscal year 2021Cash13.4Total debt10.0Net cash (debt)3.4Shareholders’ equity136.5Debt to equity0.07Fiscal year 2022Cash15.9Total debt10.0Net cash (debt)5.9Shareholders’ equity71.0Debt to equity0.14Fiscal year 2023Cash62.7Total debt20.0Net cash (debt)42.7Shareholders’ equity90.8Debt to equity0.22Fiscal year 2024Cash50.7Total debt30.0Net cash (debt)20.7Shareholders’ equity103.3Debt to equity0.29Fiscal year 2025Cash50.3Total debt0.0Net cash (debt)50.3Shareholders’ equity129.6Debt to equity0.00
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 10.7 16.3 13.5 17.6 39.3 13.4 15.9 62.7 50.7 50.3
Total debt n/a n/a n/a n/a 10.0 10.0 10.0 20.0 30.0 0.0
Net cash (debt) n/a n/a n/a n/a 29.3 3.4 5.9 42.7 20.7 50.3
Shareholders’ equity 93.6 98.6 104.3 120.7 134.4 136.5 71.0 90.8 103.3 129.6
Debt to equity n/a n/a n/a n/a 0.07 0.07 0.14 0.22 0.29 0.00

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
25.5% 41.6% 12.1% 18.7% 17.5% 19.4% 18.7% 19.1% 20.3% 21.4%
Returns
9.5% 8.4% 10.9% 10.2% 9.0% 12.1% 22.4% 10.4% 11.1% 10.9%
0.8% 0.7% 1.0% 1.0% 0.8% 1.0% 1.0% 0.6% 0.6% 0.7%
Balance and payout
n/a n/a n/a n/a 0.07 0.07 0.14 0.22 0.29 0.00
91.2% 91.4% 91.1% 90.1% 90.7% 91.8% 95.7% 94.7% 94.5% 93.2%
39.8% 45.0% 34.1% 33.1% 35.0% 26.5% 28.3% 49.3% 41.9% 35.5%