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Stocks · Financials · State Commercial Banks

RBB Bancorp

RBB Clue Score36
United States Fiscal year ends December CIK 0001499422
$25.42 -1.78% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $25.42 +0.20% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 26 Jul 2017. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Net income19.1EPS, diluted1.39Fiscal year 2017Revenue2.0Net income25.5 +33.8%EPS, diluted1.68 +20.9%Fiscal year 2018Revenue2.5 +30.5%Net income36.1 +41.4%EPS, diluted2.01 +19.6%Fiscal year 2019Revenue3.8 +49.7%Net income39.2 +8.6%EPS, diluted1.92 −4.5%Fiscal year 2020Revenue4.5 +17.5%Net income32.9 −16.0%EPS, diluted1.65 −14.1%Fiscal year 2021Revenue7.1 +57.7%EPS, diluted2.86 +73.3%Fiscal year 2022Revenue5.6 −21.1%EPS, diluted3.33 +16.4%Fiscal year 2023Revenue5.3 −4.6%EPS, diluted2.24 −32.7%Fiscal year 2024Revenue5.3 −0.5%EPS, diluted1.47 −34.4%Fiscal year 2025Revenue5.2 −2.4%EPS, diluted1.83 +24.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a 2.0 2.5 3.8 4.5 7.1 5.6 5.3 5.3 5.2
Growth +30.5% +49.7% +17.5% +57.7% −21.1% −4.6% −0.5% −2.4%
Net income 19.1 25.5 36.1 39.2 32.9 n/a n/a n/a n/a n/a
Growth +33.8% +41.4% +8.6% −16.0%
EPS, diluted 1.39 1.68 2.01 1.92 1.65 2.86 3.33 2.24 1.47 1.83
Growth +20.9% +19.6% −4.5% −14.1% +73.3% +16.4% −32.7% −34.4% +24.5%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Net margin1,307.8%Free cash flow margin1,439.5%Fiscal year 2018Net margin1,417.6%Free cash flow margin−3,421.1%Fiscal year 2019Net margin1,028.3%Free cash flow margin12,460.5%Fiscal year 2020Net margin734.8%Free cash flow margin2,684.8%Fiscal year 2021Free cash flow margin2,832.7%Fiscal year 2022Free cash flow margin1,644.5%Fiscal year 2023Free cash flow margin951.5%Fiscal year 2024Free cash flow margin1,090.3%Fiscal year 2025Free cash flow margin824.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a 1,307.8% 1,417.6% 1,028.3% 734.8% n/a n/a n/a n/a n/a
Free cash flow margin n/a 1,439.5% −3,421.1% 12,460.5% 2,684.8% 2,832.7% 1,644.5% 951.5% 1,090.3% 824.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow56.2Capital expenditure−0.2Free cash flow56.0Dividends paid−2.6Fiscal year 2017Operating cash flow28.8Capital expenditure−0.7Free cash flow28.1 −49.8%Dividends paid−5.1Fiscal year 2018Operating cash flow−84.6Capital expenditure−2.5Free cash flow−87.1 −410.1%Buybacks0.0Dividends paid−5.8Fiscal year 2019Operating cash flow476.5Capital expenditure−1.4Free cash flow475.1Buybacks−3.2Dividends paid−8.0Fiscal year 2020Operating cash flow124.5Capital expenditure−4.2Free cash flow120.3 −74.7%Buybacks−7.9Dividends paid−6.6Fiscal year 2021Operating cash flow202.2Capital expenditure−2.0Free cash flow200.2 +66.4%Buybacks−10.5Dividends paid−9.9Fiscal year 2022Operating cash flow93.8Capital expenditure−2.1Free cash flow91.7 −54.2%Buybacks−19.8Dividends paid−10.7Fiscal year 2023Operating cash flow51.3Capital expenditure−0.7Free cash flow50.6 −44.8%Buybacks−6.8Dividends paid−12.2Fiscal year 2024Operating cash flow58.5Capital expenditure−0.8Free cash flow57.7 +14.0%Buybacks−20.7Dividends paid−11.7Fiscal year 2025Operating cash flow43.4Capital expenditure−0.8Free cash flow42.6 −26.2%Buybacks−14.0Dividends paid−11.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 56.2 28.8 −84.6 476.5 124.5 202.2 93.8 51.3 58.5 43.4
Capital expenditure −0.2 −0.7 −2.5 −1.4 −4.2 −2.0 −2.1 −0.7 −0.8 −0.8
Free cash flow 56.0 28.1 −87.1 475.1 120.3 200.2 91.7 50.6 57.7 42.6
Growth −49.8% −410.1% −74.7% +66.4% −54.2% −44.8% +14.0% −26.2%
Buybacks n/a n/a 0.0 −3.2 −7.9 −10.5 −19.8 −6.8 −20.7 −14.0
Dividends paid −2.6 −5.1 −5.8 −8.0 −6.6 −9.9 −10.7 −12.2 −11.7 −11.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash118.7Total debt49.4Net cash (debt)69.3Shareholders’ equity181.6Debt to equity0.27Fiscal year 2017Cash150.0Total debt49.5Net cash (debt)100.5Shareholders’ equity265.2Debt to equity0.19Fiscal year 2018Cash147.7Total debt103.7Net cash (debt)44.0Shareholders’ equity374.6Debt to equity0.28Fiscal year 2019Cash181.8Total debt104.0Net cash (debt)77.7Shareholders’ equity407.7Debt to equity0.26Fiscal year 2020Cash194.7Total debt104.4Net cash (debt)90.3Shareholders’ equity428.5Debt to equity0.24Fiscal year 2021Cash694.4Total debt173.0Net cash (debt)521.4Shareholders’ equity466.7Debt to equity0.37Fiscal year 2022Cash83.5Total debt173.6Net cash (debt)−90.0Shareholders’ equity484.6Debt to equity0.36Fiscal year 2023Cash431.4Total debt119.1Net cash (debt)312.2Shareholders’ equity511.3Debt to equity0.23Fiscal year 2024Cash257.7Total debt119.5Net cash (debt)138.2Shareholders’ equity507.9Debt to equity0.24Fiscal year 2025Cash212.3Total debt119.9Net cash (debt)92.4Shareholders’ equity523.4Debt to equity0.23
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 118.7 150.0 147.7 181.8 194.7 694.4 83.5 431.4 257.7 212.3
Total debt 49.4 49.5 103.7 104.0 104.4 173.0 173.6 119.1 119.5 119.9
Net cash (debt) 69.3 100.5 44.0 77.7 90.3 521.4 −90.0 312.2 138.2 92.4
Shareholders’ equity 181.6 265.2 374.6 407.7 428.5 466.7 484.6 511.3 507.9 523.4
Debt to equity 0.27 0.19 0.28 0.26 0.24 0.37 0.36 0.23 0.24 0.23

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
n/a 2.0 2.5 3.8 4.5 7.1 5.6 5.3 5.3 5.2
Growth +30.5% +49.7% +17.5% +57.7% −21.1% −4.6% −0.5% −2.4%
32.6 46.8 46.2 55.3 47.5 80.9 91.3 60.2 35.7 42.1
13.5 21.3 10.1 16.1 14.5 24.0 27.0 17.8 9.0 10.2
19.1 25.5 36.1 39.2 32.9 n/a n/a n/a n/a n/a
Growth +33.8% +41.4% +8.6% −16.0%
Per share
1.49 1.81 2.11 1.96 1.66 2.92 3.37 2.24 1.47 1.83
1.39 1.68 2.01 1.92 1.65 2.86 3.33 2.24 1.47 1.83
Growth +20.9% +19.6% −4.5% −14.1% +73.3% +16.4% −32.7% −34.4% +24.5%
12.8 14.1 17.2 20.0 19.8 19.4 19.1 19.0 18.1 17.4
13.7 15.2 18.0 20.4 19.9 19.8 19.3 19.0 18.2 17.5
Growth +11.3% +17.9% +13.5% −2.3% −0.4% −2.5% −1.8% −4.2% −3.8%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 2.9% a year over five years, and earnings per share grew 2.1% a year.
  • The diluted share count fell 12.2% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 5 years on file.