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Stocks · Financials · National Commercial Banks

Regions Financial Corporation

RF Clue Score55
United States Fiscal year ends December CIK 0001281761
$27.37 +1.26% Close, 12 Oct 2026
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Price $27.37 +24.13% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue0.06Net income1.16EPS, diluted0.87Fiscal year 2017Revenue0.06 +3.4%Net income1.26 +8.6%EPS, diluted1.00 +14.9%Fiscal year 2018Revenue0.07 +18.3%Net income1.76 +39.3%EPS, diluted1.54 +54.0%Fiscal year 2019Revenue0.08 +11.3%Net income1.58 −10.1%EPS, diluted1.50 −2.6%Fiscal year 2020Revenue0.08 +6.3%Net income1.09 −30.8%EPS, diluted1.03 −31.3%Fiscal year 2021Revenue0.10 +23.8%Operating income0.05Net income2.52 +130.4%EPS, diluted2.49 +141.7%Fiscal year 2022Operating income0.06Net income2.25 −10.9%EPS, diluted2.28 −8.4%Fiscal year 2023Operating income0.21Net income2.07 −7.6%EPS, diluted2.11 −7.5%Fiscal year 2024Operating income0.10Net income1.89 −8.7%EPS, diluted1.93 −8.5%Fiscal year 2025Operating income0.05Net income2.16 +13.9%EPS, diluted2.30 +19.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.06 0.06 0.07 0.08 0.08 0.10 n/a n/a n/a n/a
Growth +3.4% +18.3% +11.3% +6.3% +23.8%
Operating income n/a n/a n/a n/a n/a 0.05 0.06 0.21 0.10 0.05
Net income 1.16 1.26 1.76 1.58 1.09 2.52 2.25 2.07 1.89 2.16
Growth +8.6% +39.3% −10.1% −30.8% +130.4% −10.9% −7.6% −8.7% +13.9%
EPS, diluted 0.87 1.00 1.54 1.50 1.03 2.49 2.28 2.11 1.93 2.30
Growth +14.9% +54.0% −2.6% −31.3% +141.7% −8.4% −7.5% −8.5% +19.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Net margin2,005.2%Fiscal year 2017Net margin2,105.0%Fiscal year 2018Net margin2,477.5%Fiscal year 2019Net margin2,002.5%Fiscal year 2020Net margin1,302.4%Fiscal year 2021Operating margin44.2%Net margin2,424.0%Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin n/a n/a n/a n/a n/a 44.2% n/a n/a n/a n/a
Net margin 2,005.2% 2,105.0% 2,477.5% 2,002.5% 1,302.4% 2,424.0% n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow2.04Buybacks−0.84Dividends paid−0.32Fiscal year 2017Operating cash flow2.30Buybacks−1.28Dividends paid−0.35Fiscal year 2018Operating cash flow2.28Buybacks−2.12Dividends paid−0.45Fiscal year 2019Operating cash flow2.58Buybacks−1.10Dividends paid−0.58Fiscal year 2020Operating cash flow2.32Buybacks0.00Dividends paid−0.60Fiscal year 2021Operating cash flow3.03Buybacks−0.47Dividends paid−0.61Fiscal year 2022Operating cash flow3.10Buybacks−0.23Dividends paid−0.66Fiscal year 2023Operating cash flow2.31Buybacks−0.25Dividends paid−0.79Fiscal year 2024Operating cash flow1.60Buybacks−0.35Dividends paid−0.89Fiscal year 2025Operating cash flow2.18Buybacks−1.07Dividends paid−0.91
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 2.04 2.30 2.28 2.58 2.32 3.03 3.10 2.31 1.60 2.18
Buybacks −0.84 −1.28 −2.12 −1.10 0.00 −0.47 −0.23 −0.25 −0.35 −1.07
Dividends paid −0.32 −0.35 −0.45 −0.58 −0.60 −0.61 −0.66 −0.79 −0.89 −0.91

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash5.45Total debt7.76Net cash (debt)−2.31Shareholders’ equity16.66Debt to equity0.47Fiscal year 2017Cash3.98Total debt8.13Net cash (debt)−4.15Shareholders’ equity16.19Debt to equity0.50Fiscal year 2018Cash3.54Total debt12.42Net cash (debt)−8.89Shareholders’ equity15.09Debt to equity0.82Fiscal year 2019Cash4.11Total debt7.88Net cash (debt)−3.77Shareholders’ equity16.30Debt to equity0.48Fiscal year 2020Cash17.96Total debt3.57Net cash (debt)14.39Shareholders’ equity18.11Debt to equity0.20Fiscal year 2021Cash29.41Total debt2.41Net cash (debt)27.00Shareholders’ equity18.33Debt to equity0.13Fiscal year 2022Cash11.23Total debt2.28Net cash (debt)8.94Shareholders’ equity15.95Debt to equity0.14Fiscal year 2023Cash6.80Total debt2.33Net cash (debt)4.47Shareholders’ equity17.43Debt to equity0.13Fiscal year 2024Cash10.71Total debt5.99Net cash (debt)4.72Shareholders’ equity17.88Debt to equity0.34Fiscal year 2025Cash10.91Total debt4.13Net cash (debt)6.77Shareholders’ equity19.04Debt to equity0.22
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 5.45 3.98 3.54 4.11 17.96 29.41 11.23 6.80 10.71 10.91
Total debt 7.76 8.13 12.42 7.88 3.57 2.41 2.28 2.33 5.99 4.13
Net cash (debt) −2.31 −4.15 −8.89 −3.77 14.39 27.00 8.94 4.47 4.72 6.77
Shareholders’ equity 16.66 16.19 15.09 16.30 18.11 18.33 15.95 17.43 17.88 19.04
Debt to equity 0.47 0.50 0.82 0.48 0.20 0.13 0.14 0.13 0.34 0.22

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a n/a n/a n/a n/a 44.2% n/a n/a n/a n/a
2,869.0% 3,100.0% 2,753.5% 2,512.7% 1,564.3% 3,091.3% n/a n/a n/a n/a
2,005.2% 2,105.0% 2,477.5% 2,002.5% 1,302.4% 2,424.0% n/a n/a n/a n/a
Spending
30.6% 33.3% 19.8% 20.3% 16.7% 21.6% 21.9% 20.4% 19.6% 21.4%
Returns
7.0% 7.8% 11.7% 9.7% 6.0% 13.8% 14.1% 11.9% 10.6% 11.3%
0.9% 1.0% 1.4% 1.3% 0.7% 1.5% 1.4% 1.4% 1.2% 1.4%
Balance and payout
0.47 0.50 0.82 0.48 0.20 0.13 0.14 0.13 0.34 0.22
86.8% 87.0% 88.0% 87.1% 87.7% 88.8% 89.7% 88.5% 88.6% 88.0%
27.3% 27.4% 25.7% 36.5% 54.4% 24.1% 29.5% 37.9% 47.0% 42.3%