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Stocks · Financials · State Commercial Banks

Richmond Mutual Bancorporation, Inc.

RMBI Clue Score58
United States Fiscal year ends December CIK 0001767837
$15.32 -0.26% Close, 9 Oct 2026
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Price $15.32 −1.73% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 2 Jul 2019. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2018Net income5.7Fiscal year 2019Net income−14.1 −348.1%EPS, diluted−1.27Fiscal year 2020Net income10.0EPS, diluted0.82Fiscal year 2021Net income11.1 +11.3%EPS, diluted0.96 +17.1%Fiscal year 2022Net income13.0 +16.3%EPS, diluted1.17 +21.9%Fiscal year 2023Net income9.5 −26.8%EPS, diluted0.91 −22.2%Fiscal year 2024Net income9.4 −1.2%EPS, diluted0.92 +1.1%Fiscal year 2025Net income11.6 +23.5%EPS, diluted1.17 +27.2%
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 5.7 −14.1 10.0 11.1 13.0 9.5 9.4 11.6
Growth −348.1% +11.3% +16.3% −26.8% −1.2% +23.5%
EPS, diluted n/a −1.27 0.82 0.96 1.17 0.91 0.92 1.17
Growth +17.1% +21.9% −22.2% +1.1% +27.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2018Operating cash flow8.5Capital expenditure−1.3Free cash flow7.1Fiscal year 2019Operating cash flow10.1Capital expenditure−1.0Free cash flow9.1 +28.1%Dividends paid0.0Fiscal year 2020Operating cash flow16.6Capital expenditure−1.9Free cash flow14.7 +60.8%Buybacks−9.1Dividends paid−1.8Fiscal year 2021Operating cash flow−9.6Capital expenditure−0.6Free cash flow−10.2 −169.6%Buybacks−11.9Dividends paid−9.3Fiscal year 2022Operating cash flow18.2Capital expenditure−0.4Free cash flow17.8Buybacks−9.9Dividends paid−4.4Fiscal year 2023Operating cash flow12.1Capital expenditure−0.6Free cash flow11.5 −35.3%Buybacks−6.3Dividends paid−5.9Fiscal year 2024Operating cash flow14.8Capital expenditure−0.5Free cash flow14.3 +24.3%Buybacks−5.0Dividends paid−5.7Fiscal year 2025Operating cash flow16.0Capital expenditure−1.4Free cash flow14.6 +2.2%Buybacks−5.6Dividends paid−5.8
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 8.5 10.1 16.6 −9.6 18.2 12.1 14.8 16.0
Capital expenditure −1.3 −1.0 −1.9 −0.6 −0.4 −0.6 −0.5 −1.4
Free cash flow 7.1 9.1 14.7 −10.2 17.8 11.5 14.3 14.6
Growth +28.1% +60.8% −169.6% −35.3% +24.3% +2.2%
Buybacks n/a n/a −9.1 −11.9 −9.9 −6.3 −5.0 −5.6
Dividends paid n/a 0.0 −1.8 −9.3 −4.4 −5.9 −5.7 −5.8

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2018Cash15.0Shareholders’ equity85.9Fiscal year 2019Cash40.6Shareholders’ equity187.8Fiscal year 2020Cash48.8Shareholders’ equity192.7Fiscal year 2021Cash23.0Shareholders’ equity180.5Fiscal year 2022Cash15.9Shareholders’ equity132.4Fiscal year 2023Cash20.2Shareholders’ equity134.9Fiscal year 2024Cash21.8Shareholders’ equity132.9Fiscal year 2025Cash33.1Shareholders’ equity145.8
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 15.0 40.6 48.8 23.0 15.9 20.2 21.8 33.1
Shareholders’ equity 85.9 187.8 192.7 180.5 132.4 134.9 132.9 145.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
n/a n/a n/a n/a n/a n/a n/a 15.2%
Returns
6.6% −7.5% 5.2% 6.2% 9.8% 7.0% 7.1% 7.9%
0.7% −1.4% 0.9% 0.9% 1.0% 0.6% 0.6% 0.8%
Balance and payout
89.9% 81.0% 82.2% 85.8% 90.0% 90.8% 91.2% 90.4%
n/a n/a 18.4% 83.2% 34.0% 62.4% 60.8% 50.4%
n/a 0.0% 74.3% n/a 80.3% 105.9% 75.1% 78.5%