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Stocks · Industrials · Services-Business Services, NEC

Sezzle Inc.

SEZL Clue Score84
United States Fiscal year ends December CIK 0001662991
$128.64 +9.74% Close, 9 Oct 2026
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Price $128.64 +1,054.76% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 17 Aug 2023. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2020Revenue58.8Operating income−27.9Net income−32.4EPS, diluted−0.17Fiscal year 2021Revenue114.8 +95.3%Operating income−68.7Net income−75.2EPS, diluted−0.38Fiscal year 2022Revenue12.0 −89.6%Operating income−28.4Net income−38.1EPS, diluted−7.00Fiscal year 2023Revenue60.6 +406.9%Operating income22.2Net income7.1EPS, diluted1.25Fiscal year 2024Revenue139.4 +129.9%Operating income82.2Net income78.5 +1,006.3%EPS, diluted2.19Fiscal year 2025Revenue235.9 +69.2%Operating income176.8Net income133.1 +69.5%EPS, diluted3.72
FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 58.8 114.8 12.0 60.6 139.4 235.9
Growth +95.3% −89.6% +406.9% +129.9% +69.2%
Operating income −27.9 −68.7 −28.4 22.2 82.2 176.8
Net income −32.4 −75.2 −38.1 7.1 78.5 133.1
Growth +1,006.3% +69.5%
EPS, diluted −0.17 −0.38 −7.00 1.25 2.19 3.72

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2020Operating margin−47.5%Net margin−55.1%Free cash flow margin−42.9%Fiscal year 2021Operating margin−59.8%Net margin−65.5%Free cash flow margin−63.4%Fiscal year 2022Operating margin−237.8%Net margin−318.5%Free cash flow margin70.7%Fiscal year 2023Operating margin36.6%Net margin11.7%Free cash flow margin−42.5%Fiscal year 2024Operating margin59.0%Net margin56.3%Free cash flow margin93.7%Fiscal year 2025Operating margin74.9%Net margin56.4%Free cash flow margin88.7%
FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −47.5% −59.8% −237.8% 36.6% 59.0% 74.9%
Net margin −55.1% −65.5% −318.5% 11.7% 56.3% 56.4%
Free cash flow margin −42.9% −63.4% 70.7% −42.5% 93.7% 88.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Operating cash flow−24.8Capital expenditure−0.4Free cash flow−25.2Buybacks−0.6Fiscal year 2021Operating cash flow−72.1Capital expenditure−0.7Free cash flow−72.8Buybacks−2.7Fiscal year 2022Operating cash flow8.5Capital expenditure−0.1Free cash flow8.5Buybacks−0.4Fiscal year 2023Operating cash flow−25.7Capital expenditure−0.1Free cash flow−25.8 −404.6%Buybacks−1.7Fiscal year 2024Operating cash flow130.6Capital expenditure−0.1Free cash flow130.6Buybacks−23.6Fiscal year 2025Operating cash flow209.9Capital expenditure−0.7Free cash flow209.3 +60.3%Buybacks−64.7
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −24.8 −72.1 8.5 −25.7 130.6 209.9
Capital expenditure −0.4 −0.7 −0.1 −0.1 −0.1 −0.7
Free cash flow −25.2 −72.8 8.5 −25.8 130.6 209.3
Growth −404.6% +60.3%
Buybacks −0.6 −2.7 −0.4 −1.7 −23.6 −64.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2020Cash84.3Shareholders’ equity60.0Fiscal year 2021Cash77.0Shareholders’ equity37.8Fiscal year 2022Cash68.3Shareholders’ equity8.8Fiscal year 2023Cash67.6Shareholders’ equity22.1Fiscal year 2024Cash73.2Shareholders’ equity87.8Fiscal year 2025Cash64.1Shareholders’ equity169.8
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 84.3 77.0 68.3 67.6 73.2 64.1
Shareholders’ equity 60.0 37.8 8.8 22.1 87.8 169.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
−47.5% −59.8% −237.8% 36.6% 59.0% 74.9%
−55.0% −65.4% −318.0% 12.7% 48.3% 69.1%
−55.1% −65.5% −318.5% 11.7% 56.3% 56.4%
−42.9% −63.4% 70.7% −42.5% 93.7% 88.7%
Spending
12.3% 13.7% 137.2% 14.2% 8.2% 7.1%
0.7% 0.6% 0.4% 0.1% 0.1% 0.3%
n/a n/a n/a 7.9% −16.6% 18.3%
Returns
−54.0% −198.9% −430.8% 32.1% 89.4% 78.4%
−18.6% −33.6% −22.1% 3.3% 26.3% 33.3%
Balance and payout
65.6% 83.1% 94.9% 89.6% 70.6% 57.6%
n/a n/a 4.5% n/a 18.1% 30.9%