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Stocks · Financials · State Commercial Banks

S&T BANCORP INC

STBA Clue Score52
United States Fiscal year ends December CIK 0000719220
$48.05 -1.42% Close, 9 Oct 2026
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Price $48.05 +58.48% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income71.4EPS, diluted2.05Fiscal year 2017Net income73.0 +2.2%EPS, diluted2.09 +2.0%Fiscal year 2018Net income105.3 +44.4%EPS, diluted3.01 +44.0%Fiscal year 2019Net income98.2 −6.7%EPS, diluted2.82 −6.3%Fiscal year 2020Net income21.0 −78.6%EPS, diluted0.53 −81.2%Fiscal year 2021Net income110.3 +424.4%EPS, diluted2.81 +430.2%Fiscal year 2022Net income135.5 +22.8%EPS, diluted3.46 +23.1%Fiscal year 2023Net income144.8 +6.8%EPS, diluted3.74 +8.1%Fiscal year 2024Net income131.3 −9.3%EPS, diluted3.41 −8.8%Fiscal year 2025Net income134.2 +2.3%EPS, diluted3.49 +2.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 71.4 73.0 105.3 98.2 21.0 110.3 135.5 144.8 131.3 134.2
Growth +2.2% +44.4% −6.7% −78.6% +424.4% +22.8% +6.8% −9.3% +2.3%
EPS, diluted 2.05 2.09 3.01 2.82 0.53 2.81 3.46 3.74 3.41 3.49
Growth +2.0% +44.0% −6.3% −81.2% +430.2% +23.1% +8.1% −8.8% +2.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow96.8Capital expenditure−3.6Free cash flow93.2Buybacks0.0Dividends paid−26.8Fiscal year 2017Operating cash flow114.2Capital expenditure−4.7Free cash flow109.5 +17.5%Buybacks0.0Dividends paid−28.6Fiscal year 2018Operating cash flow128.0Capital expenditure−4.2Free cash flow123.8 +13.1%Buybacks−12.3Dividends paid−34.5Fiscal year 2019Operating cash flow138.4Capital expenditure−5.2Free cash flow133.3 +7.6%Buybacks−18.2Dividends paid−37.4Fiscal year 2020Operating cash flow51.6Capital expenditure−5.4Free cash flow46.1 −65.4%Buybacks−12.6Dividends paid−43.9Fiscal year 2021Operating cash flow214.9Capital expenditure−3.6Free cash flow211.2 +357.9%Buybacks0.0Dividends paid−44.3Fiscal year 2022Operating cash flow240.5Capital expenditure−3.9Free cash flow236.7 +12.0%Buybacks−7.6Dividends paid−47.0Fiscal year 2023Operating cash flow171.7Capital expenditure−5.5Free cash flow166.2 −29.8%Buybacks−19.8Dividends paid−49.7Fiscal year 2024Operating cash flow173.4Capital expenditure−2.9Free cash flow170.4 +2.5%Buybacks0.0Dividends paid−51.0Fiscal year 2025Operating cash flow133.6Capital expenditure−4.8Free cash flow128.8 −24.4%Buybacks−36.3Dividends paid−52.9
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 96.8 114.2 128.0 138.4 51.6 214.9 240.5 171.7 173.4 133.6
Capital expenditure −3.6 −4.7 −4.2 −5.2 −5.4 −3.6 −3.9 −5.5 −2.9 −4.8
Free cash flow 93.2 109.5 123.8 133.3 46.1 211.2 236.7 166.2 170.4 128.8
Growth +17.5% +13.1% +7.6% −65.4% +357.9% +12.0% −29.8% +2.5% −24.4%
Buybacks 0.0 0.0 −12.3 −18.2 −12.6 0.0 −7.6 −19.8 0.0 −36.3
Dividends paid −26.8 −28.6 −34.5 −37.4 −43.9 −44.3 −47.0 −49.7 −51.0 −52.9

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash139.5Total debt60.3Net cash (debt)79.2Shareholders’ equity842.0Debt to equity0.07Fiscal year 2017Cash117.2Total debt92.9Net cash (debt)24.2Shareholders’ equity884.0Debt to equity0.11Fiscal year 2018Cash155.5Total debt115.9Net cash (debt)39.6Shareholders’ equity935.8Debt to equity0.12Fiscal year 2019Cash197.8Total debt115.1Net cash (debt)82.7Shareholders’ equity1,192.0Debt to equity0.10Fiscal year 2020Cash229.7Shareholders’ equity1,154.7Fiscal year 2021Cash922.2Shareholders’ equity1,206.5Fiscal year 2022Cash210.0Shareholders’ equity1,184.7Fiscal year 2023Cash233.6Shareholders’ equity1,283.4Fiscal year 2024Cash244.8Shareholders’ equity1,380.3Fiscal year 2025Cash163.4Shareholders’ equity1,463.9
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 139.5 117.2 155.5 197.8 229.7 922.2 210.0 233.6 244.8 163.4
Total debt 60.3 92.9 115.9 115.1 n/a n/a n/a n/a n/a n/a
Net cash (debt) 79.2 24.2 39.6 82.7 n/a n/a n/a n/a n/a n/a
Shareholders’ equity 842.0 884.0 935.8 1,192.0 1,154.7 1,206.5 1,184.7 1,283.4 1,380.3 1,463.9
Debt to equity 0.07 0.11 0.12 0.10 n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
26.2% 38.9% 14.5% 16.3% −0.0% 18.7% 19.8% 19.0% 20.4% 20.1%
Returns
8.5% 8.3% 11.3% 8.2% 1.8% 9.1% 11.4% 11.3% 9.5% 9.2%
1.0% 1.0% 1.5% 1.1% 0.2% 1.2% 1.5% 1.5% 1.4% 1.4%
Balance and payout
0.07 0.11 0.12 0.10 n/a n/a n/a n/a n/a n/a
87.9% 87.5% 87.1% 86.4% 87.1% 87.3% 87.0% 86.6% 85.7% 85.2%
37.5% 39.2% 32.8% 38.0% 208.9% 40.2% 34.6% 34.3% 38.8% 39.4%
28.7% 26.1% 37.8% 41.7% 122.5% 21.0% 23.1% 41.8% 29.9% 69.2%