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Stocks · Financials · National Commercial Banks

Bancorp, Inc.

TBBK Clue Score79
United States Fiscal year ends December CIK 0001295401
$48.25 -2.19% Close, 9 Oct 2026
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Price $48.25 +62.24% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Net income−96.5EPS, diluted−2.17Fiscal year 2017Net income21.7EPS, diluted0.39Fiscal year 2018Net income88.7 +309.2%EPS, diluted1.55 +297.4%Fiscal year 2019Revenue9.4Net income51.6 −41.9%EPS, diluted0.90 −41.9%Fiscal year 2020Revenue7.1 −24.3%Net income80.1 +55.3%EPS, diluted1.37 +52.2%Fiscal year 2021Revenue7.5 +6.0%Net income110.7 +38.2%EPS, diluted1.88 +37.2%Fiscal year 2022Revenue86.2 +1,045.0%Net income130.2 +17.7%EPS, diluted2.27 +20.7%Fiscal year 2023Revenue99.2 +15.2%Net income192.3 +47.7%EPS, diluted3.49 +53.7%Fiscal year 2024Revenue116.8 +17.7%Net income217.5 +13.1%EPS, diluted4.29 +22.9%Fiscal year 2025Revenue141.1 +20.8%Net income228.2 +4.9%EPS, diluted4.92 +14.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a n/a n/a 9.4 7.1 7.5 86.2 99.2 116.8 141.1
Growth −24.3% +6.0% +1,045.0% +15.2% +17.7% +20.8%
Net income −96.5 21.7 88.7 51.6 80.1 110.7 130.2 192.3 217.5 228.2
Growth +309.2% −41.9% +55.3% +38.2% +17.7% +47.7% +13.1% +4.9%
EPS, diluted −2.17 0.39 1.55 0.90 1.37 1.88 2.27 3.49 4.29 4.92
Growth +297.4% −41.9% +52.2% +37.2% +20.7% +53.7% +22.9% +14.7%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Fiscal year 2018Fiscal year 2019Net margin549.9%Free cash flow margin691.9%Fiscal year 2020Net margin1,127.8%Free cash flow margin1,646.9%Fiscal year 2021Net margin1,470.3%Free cash flow margin1,094.1%Fiscal year 2022Net margin151.1%Free cash flow margin132.9%Fiscal year 2023Net margin193.8%Free cash flow margin175.5%Fiscal year 2024Net margin186.3%Free cash flow margin175.5%Fiscal year 2025Net margin161.7%Free cash flow margin182.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a n/a n/a 549.9% 1,127.8% 1,470.3% 151.1% 193.8% 186.3% 161.7%
Free cash flow margin n/a n/a n/a 691.9% 1,646.9% 1,094.1% 132.9% 175.5% 175.5% 182.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow−162.0Capital expenditure−8.0Free cash flow−170.0Fiscal year 2017Operating cash flow−28.1Capital expenditure−0.5Free cash flow−28.6Fiscal year 2018Operating cash flow−174.0Capital expenditure−2.4Free cash flow−176.3Fiscal year 2019Operating cash flow66.9Capital expenditure−2.0Free cash flow64.9Fiscal year 2020Operating cash flow120.7Capital expenditure−3.7Free cash flow116.9 +80.3%Fiscal year 2021Operating cash flow83.9Capital expenditure−1.5Free cash flow82.3 −29.6%Buybacks−40.0Fiscal year 2022Operating cash flow119.6Capital expenditure−5.1Free cash flow114.5 +39.0%Buybacks−60.0Fiscal year 2023Operating cash flow186.9Capital expenditure−12.7Free cash flow174.2 +52.1%Buybacks−100.0Fiscal year 2024Operating cash flow209.9Capital expenditure−5.0Free cash flow204.9 +17.7%Buybacks−252.4Fiscal year 2025Operating cash flow265.0Capital expenditure−7.1Free cash flow257.9 +25.9%Buybacks−378.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −162.0 −28.1 −174.0 66.9 120.7 83.9 119.6 186.9 209.9 265.0
Capital expenditure −8.0 −0.5 −2.4 −2.0 −3.7 −1.5 −5.1 −12.7 −5.0 −7.1
Free cash flow −170.0 −28.6 −176.3 64.9 116.9 82.3 114.5 174.2 204.9 257.9
Growth +80.3% −29.6% +39.0% +52.1% +17.7% +25.9%
Buybacks n/a n/a n/a n/a n/a −40.0 −60.0 −100.0 −252.4 −378.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash999.1Total debt263.1Net cash (debt)736.0Shareholders’ equity299.0Debt to equity0.88Fiscal year 2017Cash908.9Total debt42.3Net cash (debt)866.6Shareholders’ equity324.1Debt to equity0.13Fiscal year 2018Cash554.3Total debt41.7Net cash (debt)512.6Shareholders’ equity406.8Debt to equity0.10Fiscal year 2019Cash944.5Total debt41.0Net cash (debt)903.5Shareholders’ equity484.5Debt to equity0.08Fiscal year 2020Cash345.5Total debt40.3Net cash (debt)305.2Shareholders’ equity581.2Debt to equity0.07Fiscal year 2021Cash601.8Total debt39.5Net cash (debt)562.3Shareholders’ equity652.5Debt to equity0.06Fiscal year 2022Cash888.2Total debt10.0Net cash (debt)878.2Shareholders’ equity694.0Debt to equity0.01Fiscal year 2023Cash1,038.1Total debt38.6Net cash (debt)999.5Shareholders’ equity807.3Debt to equity0.05Fiscal year 2024Cash570.1Total debt14.1Net cash (debt)556.0Shareholders’ equity789.8Debt to equity0.02Fiscal year 2025Cash112.6Shareholders’ equity689.8
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 999.1 908.9 554.3 944.5 345.5 601.8 888.2 1,038.1 570.1 112.6
Total debt 263.1 42.3 41.7 41.0 40.3 39.5 10.0 38.6 14.1 n/a
Net cash (debt) 736.0 866.6 512.6 903.5 305.2 562.3 878.2 999.5 556.0 n/a
Shareholders’ equity 299.0 324.1 406.8 484.5 581.2 652.5 694.0 807.3 789.8 689.8
Debt to equity 0.88 0.13 0.10 0.08 0.07 0.06 0.01 0.05 0.02 n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
n/a n/a n/a 9.4 7.1 7.5 86.2 99.2 116.8 141.1
Growth −24.3% +6.0% +1,045.0% +15.2% +17.7% +20.8%
1.0 0.2 0.1 0.1 n/a n/a n/a n/a n/a n/a
−69.5 40.4 119.8 72.5 108.3 144.2 177.9 256.8 292.2 303.0
−12.7 23.1 32.2 21.2 27.7 33.7 47.7 64.5 74.6 74.8
−96.5 21.7 88.7 51.6 80.1 110.7 130.2 192.3 217.5 228.2
Growth +309.2% −41.9% +55.3% +38.2% +17.7% +47.7% +13.1% +4.9%
Per share
−2.17 0.39 1.57 0.91 1.39 1.93 2.30 3.52 4.35 4.99
−2.17 0.39 1.55 0.90 1.37 1.88 2.27 3.49 4.29 4.92
Growth +297.4% −41.9% +52.2% +37.2% +20.7% +53.7% +22.9% +14.7%
44.6 55.7 56.3 56.8 57.5 57.2 56.6 54.5 50.1 45.8
44.6 56.2 57.1 57.3 58.4 58.8 57.3 55.1 50.7 46.4
Growth +26.0% +1.6% +0.5% +1.9% +0.7% −2.7% −3.9% −7.9% −8.5%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 81.8% a year over five years, and earnings per share grew 29.1% a year.
  • The diluted share count fell 20.5% in five years, so buybacks did some of the work per share.
  • A net loss in 1 of 10 years on file.