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Stocks · Financials · Savings Institutions, Not Federally Chartered

Third Coast Bancshares, Inc.

TCBX Clue Score70
United States Fiscal year ends December CIK 0001781730
$41.34 -1.03% Close, 9 Oct 2026
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Price $41.34 +147.10% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 9 Nov 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2019Net income2.4EPS, diluted0.60Fiscal year 2020Net income12.1 +408.8%EPS, diluted1.91Fiscal year 2021Net income11.4 −5.7%EPS, diluted1.40Fiscal year 2022Net income18.7 +63.3%EPS, diluted1.25Fiscal year 2023Net income33.4 +79.0%EPS, diluted1.98Fiscal year 2024Net income47.7 +42.7%EPS, diluted2.78Fiscal year 2025Net income66.3 +39.1%EPS, diluted3.79
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 2.4 12.1 11.4 18.7 33.4 47.7 66.3
Growth +408.8% −5.7% +63.3% +79.0% +42.7% +39.1%
EPS, diluted 0.60 1.91 1.40 1.25 1.98 2.78 3.79

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow3.6Capital expenditure−3.0Free cash flow0.6Fiscal year 2020Operating cash flow−3.7Capital expenditure−1.4Free cash flow−5.0 −919.6%Fiscal year 2021Operating cash flow4.6Capital expenditure−5.6Free cash flow−1.0Fiscal year 2022Operating cash flow21.8Capital expenditure−12.2Free cash flow9.6Fiscal year 2023Operating cash flow39.1Capital expenditure−3.4Free cash flow35.6 +271.2%Fiscal year 2024Operating cash flow35.1Capital expenditure−1.8Free cash flow33.4 −6.4%Fiscal year 2025Operating cash flow50.8
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.6 −3.7 4.6 21.8 39.1 35.1 50.8
Capital expenditure −3.0 −1.4 −5.6 −12.2 −3.4 −1.8 n/a
Free cash flow 0.6 −5.0 −1.0 9.6 35.6 33.4 n/a
Growth −919.6% +271.2% −6.4%

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2019Shareholders’ equity56.5Fiscal year 2020Cash201.3Shareholders’ equity120.4Fiscal year 2021Cash326.7Shareholders’ equity299.0Fiscal year 2022Cash329.9Shareholders’ equity381.8Fiscal year 2023Cash296.9Shareholders’ equity412.0Fiscal year 2024Cash371.2Shareholders’ equity460.7Fiscal year 2025Cash175.2Shareholders’ equity531.0
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a 201.3 326.7 329.9 296.9 371.2 175.2
Shareholders’ equity 56.5 120.4 299.0 381.8 412.0 460.7 531.0

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
26.4% 22.4% 21.1% 19.5% 19.7% 22.3% 19.9%
Returns
4.2% 10.1% 3.8% 4.9% 8.1% 10.3% 12.5%
n/a 0.6% 0.5% 0.5% 0.8% 1.0% 1.2%
Balance and payout
n/a 93.5% 88.0% 89.9% 90.6% 90.7% 90.1%