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Stocks · Financials · Savings Institution, Federally Chartered

TFS Financial CORP

TFSL Clue Score38
United States Fiscal year ends September CIK 0001381668
$16.07 -0.74% Close, 9 Oct 2026
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Price $16.07 −19.41% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2017Net income0.09EPS, diluted0.32Fiscal year 2018Net income0.09 −3.9%EPS, diluted0.30 −6.3%Fiscal year 2019Net income0.08 −6.1%EPS, diluted0.28 −6.7%Fiscal year 2020Net income0.08 +3.8%EPS, diluted0.29 +3.6%Fiscal year 2021Net income0.08 −2.8%EPS, diluted0.29 +0.0%Fiscal year 2022Net income0.07 −8.0%EPS, diluted0.26 −10.3%Fiscal year 2023Net income0.08 +0.9%EPS, diluted0.26 +0.0%Fiscal year 2024Net income0.08 +5.8%EPS, diluted0.28 +7.7%Fiscal year 2025Net income0.09 +14.3%EPS, diluted0.32 +14.3%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.09 0.09 0.08 0.08 0.08 0.07 0.08 0.08 0.09
Growth −3.9% −6.1% +3.8% −2.8% −8.0% +0.9% +5.8% +14.3%
EPS, diluted 0.32 0.30 0.28 0.29 0.29 0.26 0.26 0.28 0.32
Growth −6.3% −6.7% +3.6% +0.0% −10.3% +0.0% +7.7% +14.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow0.10Capital expenditure−0.00Free cash flow0.10Buybacks−0.05Dividends paid−0.03Fiscal year 2018Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 −13.7%Buybacks−0.02Dividends paid−0.04Fiscal year 2019Operating cash flow0.10Capital expenditure−0.00Free cash flow0.10 +18.5%Buybacks−0.01Dividends paid−0.05Fiscal year 2020Operating cash flow0.12Capital expenditure−0.00Free cash flow0.12 +19.5%Buybacks−0.00Dividends paid−0.06Fiscal year 2021Operating cash flow0.08Capital expenditure−0.00Free cash flow0.08 −31.0%Buybacks−0.01Dividends paid−0.06Fiscal year 2022Operating cash flow0.04Capital expenditure−0.00Free cash flow0.04 −55.7%Buybacks−0.01Dividends paid−0.06Fiscal year 2023Operating cash flow0.09Capital expenditure−0.01Free cash flow0.09 +136.3%Buybacks−0.01Dividends paid−0.06Fiscal year 2024Operating cash flow0.09Capital expenditure−0.00Free cash flow0.09 −0.1%Buybacks−0.00Dividends paid−0.06Fiscal year 2025Operating cash flow0.08Capital expenditure−0.01Free cash flow0.07 −17.0%Buybacks−0.00Dividends paid−0.06
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.10 0.09 0.10 0.12 0.08 0.04 0.09 0.09 0.08
Capital expenditure −0.00 −0.01 −0.00 −0.00 −0.00 −0.00 −0.01 −0.00 −0.01
Free cash flow 0.10 0.08 0.10 0.12 0.08 0.04 0.09 0.09 0.07
Growth −13.7% +18.5% +19.5% −31.0% −55.7% +136.3% −0.1% −17.0%
Buybacks −0.05 −0.02 −0.01 −0.00 −0.01 −0.01 −0.01 −0.00 −0.00
Dividends paid −0.03 −0.04 −0.05 −0.06 −0.06 −0.06 −0.06 −0.06 −0.06

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash0.27Shareholders’ equity1.69Fiscal year 2018Cash0.27Shareholders’ equity1.76Fiscal year 2019Cash0.28Shareholders’ equity1.70Fiscal year 2020Cash0.50Shareholders’ equity1.67Fiscal year 2021Cash0.49Shareholders’ equity1.73Fiscal year 2022Cash0.37Shareholders’ equity1.84Fiscal year 2023Cash0.47Shareholders’ equity1.93Fiscal year 2024Cash0.46Shareholders’ equity1.86Fiscal year 2025Cash0.43Shareholders’ equity1.89
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.27 0.27 0.28 0.50 0.49 0.37 0.47 0.46 0.43
Shareholders’ equity 1.69 1.76 1.70 1.67 1.73 1.84 1.93 1.86 1.89

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending September, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Sep 2017 FY2018 30 Sep 2018 FY2019 30 Sep 2019 FY2020 30 Sep 2020 FY2021 30 Sep 2021 FY2022 30 Sep 2022 FY2023 30 Sep 2023 FY2024 30 Sep 2024 FY2025 30 Sep 2025
Spending
33.3% 29.5% 21.5% 16.9% 19.1% 19.0% 19.4% 20.7% 20.7%
Returns
5.3% 4.9% 4.7% 5.0% 4.7% 4.0% 3.9% 4.3% 4.8%
0.6% 0.6% 0.6% 0.6% 0.6% 0.5% 0.4% 0.5% 0.5%
Balance and payout
87.7% 87.6% 88.3% 88.6% 87.7% 88.3% 88.6% 89.1% 89.2%
31.2% 44.1% 62.9% 66.6% 69.9% 78.2% 77.5% 74.1% 65.5%
84.3% 68.5% 60.0% 48.7% 76.1% 178.3% 75.1% 71.2% 89.5%