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Stocks · Technology · Services-Prepackaged Software

Guidewire Software, Inc.

GWRE Clue Score71
United States Fiscal year ends July CIK 0001528396
$167.32 +1.54% Close, 9 Oct 2026
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Price $167.32 +41.21% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2017Revenue509.5Operating income21.9Net income18.1EPS, diluted0.24Fiscal year 2018Revenue652.8 +28.1%Operating income−15.6Net income−26.7 −248.0%EPS, diluted−0.34 −241.7%Fiscal year 2019Revenue719.5 +10.2%Operating income1.5Net income20.7EPS, diluted0.25Fiscal year 2020Revenue742.3 +3.2%Operating income−23.9Net income−27.2 −231.2%EPS, diluted−0.33 −232.0%Fiscal year 2021Revenue743.3 +0.1%Operating income−105.6Net income−66.5EPS, diluted−0.79Fiscal year 2022Revenue812.6 +9.3%Operating income−199.4Net income−180.4EPS, diluted−2.16Fiscal year 2023Revenue905.3 +11.4%Operating income−149.5Net income−111.9EPS, diluted−1.36Fiscal year 2024Revenue980.5 +8.3%Operating income−52.6Net income−6.1EPS, diluted−0.07Fiscal year 2025Revenue1,202.5 +22.6%Operating income41.1Net income69.8EPS, diluted0.81Fiscal year 2026Revenue1,475.4 +22.7%Operating income149.9Net income139.3 +99.5%EPS, diluted1.63 +101.2%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Revenue 509.5 652.8 719.5 742.3 743.3 812.6 905.3 980.5 1,202.5 1,475.4
Growth +28.1% +10.2% +3.2% +0.1% +9.3% +11.4% +8.3% +22.6% +22.7%
Operating income 21.9 −15.6 1.5 −23.9 −105.6 −199.4 −149.5 −52.6 41.1 149.9
Net income 18.1 −26.7 20.7 −27.2 −66.5 −180.4 −111.9 −6.1 69.8 139.3
Growth −248.0% −231.2% +99.5%
EPS, diluted 0.24 −0.34 0.25 −0.33 −0.79 −2.16 −1.36 −0.07 0.81 1.63
Growth −241.7% −232.0% +101.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2017Gross margin62.4%Operating margin4.3%Net margin3.5%Free cash flow margin26.1%Fiscal year 2018Gross margin54.5%Operating margin−2.4%Net margin−4.1%Free cash flow margin20.1%Fiscal year 2019Gross margin54.9%Operating margin0.2%Net margin2.9%Free cash flow margin9.9%Fiscal year 2020Gross margin54.5%Operating margin−3.2%Net margin−3.7%Free cash flow margin12.4%Fiscal year 2021Gross margin52.4%Operating margin−14.2%Net margin−8.9%Free cash flow margin12.5%Fiscal year 2022Gross margin46.4%Operating margin−24.5%Net margin−22.2%Free cash flow margin−5.8%Fiscal year 2023Gross margin50.6%Operating margin−16.5%Net margin−12.4%Free cash flow margin3.6%Fiscal year 2024Gross margin59.5%Operating margin−5.4%Net margin−0.6%Free cash flow margin19.3%Fiscal year 2025Gross margin62.5%Operating margin3.4%Net margin5.8%Free cash flow margin24.5%Fiscal year 2026Gross margin64.2%Operating margin10.2%Net margin9.4%Free cash flow margin25.6%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Gross margin 62.4% 54.5% 54.9% 54.5% 52.4% 46.4% 50.6% 59.5% 62.5% 64.2%
Operating margin 4.3% −2.4% 0.2% −3.2% −14.2% −24.5% −16.5% −5.4% 3.4% 10.2%
Net margin 3.5% −4.1% 2.9% −3.7% −8.9% −22.2% −12.4% −0.6% 5.8% 9.4%
Free cash flow margin 26.1% 20.1% 9.9% 12.4% 12.5% −5.8% 3.6% 19.3% 24.5% 25.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow138.8Capital expenditure−5.9Free cash flow132.9Fiscal year 2018Operating cash flow140.5Capital expenditure−9.4Free cash flow131.1 −1.4%Fiscal year 2019Operating cash flow116.1Capital expenditure−44.9Free cash flow71.2 −45.7%Buybacks0.0Fiscal year 2020Operating cash flow113.1Capital expenditure−21.4Free cash flow91.7 +28.8%Buybacks0.0Fiscal year 2021Operating cash flow111.6Capital expenditure−19.0Free cash flow92.6 +1.0%Buybacks−161.3Fiscal year 2022Operating cash flow−37.9Capital expenditure−9.5Free cash flow−47.5 −151.3%Buybacks−37.5Fiscal year 2023Operating cash flow38.4Capital expenditure−5.8Free cash flow32.6Buybacks−261.8Fiscal year 2024Operating cash flow195.7Capital expenditure−6.4Free cash flow189.4 +481.4%Buybacks0.0Fiscal year 2025Operating cash flow300.9Capital expenditure−5.7Free cash flow295.1 +55.8%Buybacks0.0Fiscal year 2026Operating cash flow389.7Capital expenditure−12.1Free cash flow377.7 +28.0%Buybacks−606.3
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Operating cash flow 138.8 140.5 116.1 113.1 111.6 −37.9 38.4 195.7 300.9 389.7
Capital expenditure −5.9 −9.4 −44.9 −21.4 −19.0 −9.5 −5.8 −6.4 −5.7 −12.1
Free cash flow 132.9 131.1 71.2 91.7 92.6 −47.5 32.6 189.4 295.1 377.7
Growth −1.4% −45.7% +28.8% +1.0% −151.3% +481.4% +55.8% +28.0%
Buybacks n/a n/a 0.0 0.0 −161.3 −37.5 −261.8 0.0 0.0 −606.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash263.2Shareholders’ equity888.5Fiscal year 2018Cash437.1Total debt305.1Net cash (debt)132.0Shareholders’ equity1,413.6Debt to equity0.22Fiscal year 2019Cash254.1Total debt317.3Net cash (debt)−63.2Shareholders’ equity1,574.2Debt to equity0.20Fiscal year 2020Cash367.0Total debt330.2Net cash (debt)36.8Shareholders’ equity1,656.8Debt to equity0.20Fiscal year 2021Cash384.9Total debt343.8Net cash (debt)41.1Shareholders’ equity1,544.9Debt to equity0.22Fiscal year 2022Cash606.3Total debt358.2Net cash (debt)248.1Shareholders’ equity1,451.7Debt to equity0.25Fiscal year 2023Cash401.8Total debt397.2Net cash (debt)4.6Shareholders’ equity1,199.5Debt to equity0.33Fiscal year 2024Cash548.0Total debt398.9Net cash (debt)149.1Shareholders’ equity1,342.7Debt to equity0.30Fiscal year 2025Cash697.9Shareholders’ equity1,457.2Fiscal year 2026Cash372.9Shareholders’ equity1,193.7
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Cash 263.2 437.1 254.1 367.0 384.9 606.3 401.8 548.0 697.9 372.9
Total debt n/a 305.1 317.3 330.2 343.8 358.2 397.2 398.9 n/a n/a
Net cash (debt) n/a 132.0 −63.2 36.8 41.1 248.1 4.6 149.1 n/a n/a
Shareholders’ equity 888.5 1,413.6 1,574.2 1,656.8 1,544.9 1,451.7 1,199.5 1,342.7 1,457.2 1,193.7
Debt to equity n/a 0.22 0.20 0.20 0.22 0.25 0.33 0.30 n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2026 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending July, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Jul 2017 FY2018 31 Jul 2018 FY2019 31 Jul 2019 FY2020 31 Jul 2020 FY2021 31 Jul 2021 FY2022 31 Jul 2022 FY2023 31 Jul 2023 FY2024 31 Jul 2024 FY2025 31 Jul 2025 FY2026 31 Jul 2026
Revenue and profit
509.5 652.8 719.5 742.3 743.3 812.6 905.3 980.5 1,202.5 1,475.4
Growth +28.1% +10.2% +3.2% +0.1% +9.3% +11.4% +8.3% +22.6% +22.7%
191.6 296.8 324.4 338.0 353.7 435.4 447.1 397.1 450.4 528.0
318.0 356.1 395.2 404.3 389.6 377.2 458.2 583.4 752.1 947.4
Growth +12.0% +11.0% +2.3% −3.6% −3.2% +21.5% +27.3% +28.9% +26.0%
130.3 171.7 188.5 200.6 201.5 229.2 249.7 269.4 296.2 340.1
56.6 75.9 74.4 85.2 143.2 164.8 169.7 167.5 184.5 198.5
21.9 −15.6 1.5 −23.9 −105.6 −199.4 −149.5 −52.6 41.1 149.9
Growth −171.5% −1,723.8% +264.9%
28.5 −8.3 12.5 −24.3 −104.3 −229.7 −134.1 −26.8 49.4 164.1
10.5 18.5 −8.3 2.9 −37.8 −49.3 −22.2 −20.7 −20.4 24.8
18.1 −26.7 20.7 −27.2 −66.5 −180.4 −111.9 −6.1 69.8 139.3
Growth −248.0% −231.2% +99.5%
Per share
0.24 −0.34 0.25 −0.33 −0.79 −2.16 −1.36 −0.07 0.83 1.65
0.24 −0.34 0.25 −0.33 −0.79 −2.16 −1.36 −0.07 0.81 1.63
Growth −241.7% −232.0% +101.2%
74.0 77.7 81.4 82.9 83.6 83.6 82.2 82.3 83.8 84.2
75.3 77.7 82.7 82.9 83.6 83.6 82.2 82.3 85.9 85.4
Growth +3.2% +6.4% +0.2% +0.9% −0.0% −1.7% +0.1% +4.4% −0.6%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 14.7% a year over five years.
  • The diluted share count rose 2.2% in five years, which is dilution.
  • Operating margin is up 24.4 points on five years ago, at 10.2%.
  • A net loss in 6 of 10 years on file.