InsiderClue
Stocks · Financials · Finance Services

CNFinance Holdings Ltd.

CNF Clue Score40
China Fiscal year ends December CIK 0001733868
$1.94 -0.51% Close, 12 Oct 2026
Alert on the numbers Alert on insider trades
Price $1.94 −61.89% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Nov 2018. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Operating incomeNet income
Fiscal year 2016Net income0.24EPS, diluted0.19Fiscal year 2017Net income0.53 +126.2%EPS, diluted0.40 +110.5%Fiscal year 2018Net income0.86 +61.6%EPS, diluted0.62 +55.0%Fiscal year 2019Net income0.53 −37.9%EPS, diluted0.36 −41.9%Fiscal year 2020Net income0.11 −78.5%EPS, diluted0.08 −77.8%Fiscal year 2021Operating income−0.38Net income0.07 −43.2%EPS, diluted0.05 −37.5%Fiscal year 2022Operating income−0.34Net income0.14 +107.6%EPS, diluted0.09 +80.0%Fiscal year 2023Operating income−0.38Net income0.16 +21.6%EPS, diluted0.11 +22.2%Fiscal year 2024Operating income−0.40Net income0.04 −77.0%Fiscal year 2025Operating income−0.18Net income−0.47 −1,344.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating income n/a n/a n/a n/a n/a −0.38 −0.34 −0.38 −0.40 −0.18
Net income 0.24 0.53 0.86 0.53 0.11 0.07 0.14 0.16 0.04 −0.47
Growth +126.2% +61.6% −37.9% −78.5% −43.2% +107.6% +21.6% −77.0% −1,344.9%
EPS, diluted 0.19 0.40 0.62 0.36 0.08 0.05 0.09 0.11 n/a n/a
Growth +110.5% +55.0% −41.9% −77.8% −37.5% +80.0% +22.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.38Capital expenditure−0.02Free cash flow0.36Fiscal year 2017Operating cash flow1.29Capital expenditure−0.02Free cash flow1.27 +247.4%Fiscal year 2018Operating cash flow1.32Capital expenditure−0.01Free cash flow1.31 +3.4%Fiscal year 2019Operating cash flow1.30Capital expenditure−0.00Free cash flow1.29 −1.2%Fiscal year 2020Operating cash flow1.12Capital expenditure−0.00Free cash flow1.12 −13.8%Fiscal year 2021Operating cash flow0.69Capital expenditure−0.00Free cash flow0.69 −38.6%Fiscal year 2022Operating cash flow0.92Capital expenditure−0.09Free cash flow0.83 +20.9%Buybacks−0.09Fiscal year 2023Operating cash flow1.71Capital expenditure−0.11Free cash flow1.59 +91.9%Buybacks−0.03Fiscal year 2024Operating cash flow0.76Capital expenditure−0.01Free cash flow0.75 −52.9%Buybacks−0.00Fiscal year 2025Operating cash flow0.08Capital expenditure−0.00Free cash flow0.08 −89.2%Buybacks−0.00
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.38 1.29 1.32 1.30 1.12 0.69 0.92 1.71 0.76 0.08
Capital expenditure −0.02 −0.02 −0.01 −0.00 −0.00 −0.00 −0.09 −0.11 −0.01 −0.00
Free cash flow 0.36 1.27 1.31 1.29 1.12 0.69 0.83 1.59 0.75 0.08
Growth +247.4% +3.4% −1.2% −13.8% −38.6% +20.9% +91.9% −52.9% −89.2%
Buybacks n/a n/a n/a n/a n/a n/a −0.09 −0.03 −0.00 −0.00

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.23Shareholders’ equity1.12Fiscal year 2017Cash1.19Shareholders’ equity1.83Fiscal year 2018Cash3.16Shareholders’ equity3.05Fiscal year 2019Cash1.71Shareholders’ equity3.60Fiscal year 2020Cash1.96Shareholders’ equity3.74Fiscal year 2021Cash2.23Shareholders’ equity3.82Fiscal year 2022Cash1.77Total debt1.99Net cash (debt)−0.22Shareholders’ equity3.89Debt to equity0.51Fiscal year 2023Cash2.00Total debt1.78Net cash (debt)0.23Shareholders’ equity4.01Debt to equity0.44Fiscal year 2024Cash1.17Total debt0.55Net cash (debt)0.62Shareholders’ equity4.06Debt to equity0.14Fiscal year 2025Cash0.34Total debt0.21Net cash (debt)0.13Shareholders’ equity3.58Debt to equity0.06
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.23 1.19 3.16 1.71 1.96 2.23 1.77 2.00 1.17 0.34
Total debt n/a n/a n/a n/a n/a n/a 1.99 1.78 0.55 0.21
Net cash (debt) n/a n/a n/a n/a n/a n/a −0.22 0.23 0.62 0.13
Shareholders’ equity 1.12 1.83 3.05 3.60 3.74 3.82 3.89 4.01 4.06 3.58
Debt to equity n/a n/a n/a n/a n/a n/a 0.51 0.44 0.14 0.06

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00
n/a n/a n/a n/a n/a −0.38 −0.34 −0.38 −0.40 −0.18
Growth
0.29 0.81 1.16 0.72 0.16 0.09 0.17 0.21 0.05 −0.58
0.05 0.28 0.30 0.19 0.05 0.03 0.04 0.04 0.01 −0.11
0.24 0.53 0.86 0.53 0.11 0.07 0.14 0.16 0.04 −0.47
Growth +126.2% +61.6% −37.9% −78.5% −43.2% +107.6% +21.6% −77.0% −1,344.9%
Per share
0.19 0.43 0.69 0.39 0.08 0.05 0.10 0.12 n/a n/a
0.19 0.40 0.62 0.36 0.08 0.05 0.09 0.11 n/a n/a
Growth +110.5% +55.0% −41.9% −77.8% −37.5% +80.0% +22.2%
1,230 1,230 1,252 1,372 1,372 1,372 1,372 1,372 1,372 1,372
1,230 1,331 1,389 1,468 1,525 1,526 1,527 1,446 1,283 1,372
Growth +8.2% +4.4% +5.6% +3.9% +0.0% +0.1% −5.3% −11.3% +6.9%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count fell 10.1% in five years, so buybacks did some of the work per share.
  • A net loss in 1 of 10 years on file.